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BrickWise example report

The paid deliverable is a structured document the customer keeps, not a chat transcript.

A complete sample document, written the way BrickWise writes one. The customer, the numbers and the sources are illustrative.

BrickWise Listing reality check

Listing Reality Check · USD 39

4118 SE Rhone Street, Portland

One listing, read the way a buyer's adviser reads it. What it says, what it avoids, and what to settle before the viewing.

Prepared for
Dan and Mei O. · first purchase, pre-approved, viewing Saturday
Reference
BW-9042-LRC
Issued
24 September 2026
Settlement
$BRIK · USDC on Base

This is a reading of one listing, not a valuation and not a survey. The job here is narrow and useful: find what the listing does not tell you, work out which of those gaps actually matter for your household, and send you to the viewing with questions that cannot be answered with a smile.

Worth viewing, not worth rushing

The house fits your brief on the things that are hard to change and misses on two things that are expensive to change. Go to the viewing, but treat the basement and the 1978 permit gap as conditions, not curiosities.

11 Questions the listing leaves open
USD 470 Monthly running costs not shown in the listing
1978 Last permitted work on record
9 of 9 Photos taken in the same two hours
01

The listing

What is stated, and what is carefully not

Three bed, one and a half bath, 1,420 square feet, 1947 build, 5,000 square foot lot, listed at USD 589,000, sixteen days on market with one price reduction of USD 20,000.

A listing is a marketing document. Everything in it was chosen. So was everything left out, and the omissions cluster in a pattern worth naming.

FieldWhat the listing gives youRead
Heating Gas forced air Incomplete
Cooling Not mentioned Absent
Roof Not mentioned Absent
Basement Partially finished, bonus space Ambiguous
Electrical Not mentioned Absent
Sewer Not mentioned Absent
Parking Driveway Stated
Schools Named, with ratings Stated

Age, cooling, roof, electrical and sewer are the five most expensive unknowns in a 1947 Portland house, and four of the five are absent. That is a pattern rather than an oversight.

02

Language

Phrases worth translating

Listing language is a dialect. These are the phrases in this listing that carry a standard meaning in the trade, and what each one is worth asking about directly.

Phrase usedWhat it usually signalsAsk this at the viewing
Partially finished basement Finished without permits, or finished above a moisture problem Was the basement work permitted, and can I see the paperwork?
Bring your vision The seller expects a discount and knows why What did the inspection on the failed sale show?
Newer appliances Appliances are new, the systems behind them are not How old are the furnace, water heater and panel?
Great bones Structure is fine, finishes and systems are not What would you fix first if you were staying?
Motivated seller There is a deadline you can find out about Why are they moving, and by when?
03

Photos

What the camera stayed away from

Nine photos. All exteriors are shot from the front left at roughly the same hour, all interiors are wide angle at door height, and three rooms in the floor plan never appear.

Not picturedWhy it matters herePriority
Basement floor and walls The one space the listing markets and the one it will not show Critical
Rear elevation and roofline Where age shows first on a 1947 hip roof High
Utility room and panel Determines whether a 1978 panel is still in service High
Second bathroom Listed as a half bath, never shown Medium
Garden boundary and neighbour side You have a dog and this is a corner lot Medium

Photograph each of these yourself at the viewing. A seller cannot object, and the set becomes your record if anything is disputed later.

04

Costs

What it costs to live here, beyond the mortgage

Monthly estimates from public records and county data for this address and comparable 1940s stock in the same block group. These are planning numbers, not quotes.

Estimated monthly running cost, by category
Property tax USD 512 County record, 2026 assessment
Insurance USD 148 Higher than average for the age of the wiring
Heating and power USD 195 No cooling installed, so summer is understated
Water and sewer USD 96
Maintenance reserve USD 230 Add this one

The maintenance reserve is the line buyers leave out and the one a 79 year old house makes unavoidable. At 1 percent of value a year it is the difference between comfortable and stretched, and it is not in any affordability calculator you have used.

USD 1,181Total monthly, before the mortgage
USD 470Of that, never mentioned in the listing
05

Fit

Against your household brief

Scored against the eight requirements you supplied, weighted by how hard each one is to fix after purchase. A low score on something cheap to change matters far less than a high score on something structural.

Your requirementThis propertyFixable later?Verdict
Under 25 minutes to Mei's office 19 minutes off peak, 31 at 08:15 No Marginal
Third bedroom usable as an office 10 by 9 feet, one window, no wall for a desk run Cheaply Acceptable
Enclosed garden for the dog Fenced on three sides, corner lot open at the alley Cheaply Acceptable
No major work in the first two years Roof age unknown, panel likely 1978 No At risk
Walkable to a grocery 0.4 miles, flat No Strong
Off-street parking for two Driveway holds two in tandem No Acceptable
Quiet street Corner lot on a bus route No Weak
Total monthly under USD 3,800 Depends entirely on the offer price n/a Open

Five of eight are met or better. The two that are not met are both in the unfixable column, which is why this is a considered viewing rather than an easy one.

06

Action

Take this to the viewing

Forty minutes, in this order. The first fifteen minutes decide whether the rest is worth doing.

  1. First

    Basement, before anything else

    Smell before you look. Check the base of every wall for a paint line, tide mark or fresh coat. Look at where the finished section stops and why it stops there. Photograph the floor along the exterior wall.

  2. Then

    Panel, furnace and water heater

    Read the date plate on all three and photograph them. A 1978 panel with a 2019 furnace tells you the seller fixed what was visible.

  3. Then

    Walk the rear and the roofline

    From the garden, look along the ridge for sag and at the gutters for staining. Ask when the roof was last replaced and accept only a year, not a decade.

  4. Then

    Stand on the corner at 08:15 on a weekday

    Separate from the viewing. You have named quiet as a requirement, and a Saturday afternoon will not test it.

  5. Before offering

    Commission the two checks that matter

    A full inspection with a sewer scope, roughly USD 600 together in Portland. On a house of this age those two together resolve most of what this report has flagged as unknown.

  • Has this property been under contract before?
  • Was the basement work permitted?
  • What year was the roof last replaced?
  • How old is the electrical panel?
  • Is the sewer line clay or has it been relined?
  • Is there any cooling, and if not, what do occupants do in August?
  • What is the seller's timeline and why?
  • Are there any open permits on the address?
07

Decision

What changes the answer

You do not need to decide about the house yet. You need to decide what each finding is worth to you, in advance, so that the answer at the viewing is arithmetic rather than emotion.

If

The basement is dry and permitted

The main unknown closes. The property moves to a straightforward offer, priced against the roof and panel as scheduled work.

If

There is evidence of water

Treat the finished area as worthless and the remediation as unknown until an inspector prices it. Adjust the offer by the full cost or walk.

If

It has been under contract and fell through on inspection

Ask to see that inspection report before you pay for your own. Sellers often release it, and it turns a USD 600 spend into a free answer.

BrickWise buyer decision pack · confidential to the buyer · 24 September 2026 BrickWise · $BRIK
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Format

Structured document with tables, checklists and cited evidence.

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